Sunday, May 24, 2009

Pay it forward

Has the credit crunch got you in its grip? Have you lost your job because of the credit crunch and now have huge bills and no more money coming in to pay them? If so I advise you to get your chin up, stop your worrying, and start doing something positive about your dire situation. Who am I to advise you, you ask? Well, no one special really. I’m just another “average Joe”, who was also majorly impacted by the credit crunch – I lost my job and most of my retirement savings. This was a crushing blow to me and my family. The difference is, after the initial shock of losing so much of what we thought was secure, I began to innovate and think my way out of the dire situation we were in and I came up with an idea and have managed to develop it into a full scale social movement that, has not only allowed me to contribute to the financial victories of other members who participate in the movement but also to completely reverse my family’s dire financial situation and very soon will allow me and my family to live the rest of our lives in financial independence without worrying what happens in Wall Street.

My idea started with watching a rerun of the movie “Pay It Forward”. In the movie, a school social studies assignment leads to social changes that spread from city-to-city. Assigned to come up with some idea that will improve mankind, a young boy, Trevor McKinney (Haley Joel Osment) decides that if he can do good deeds for three people and they in turn can "pay it forward" to three other people each, and so forth, that positive changes on a large scale can begin to occur. What appears to initially be a failure is indeed a success that is not immediately known but is traced backwards by a reporter who is a also benefactor from Trevor’s movement.

My idea was basically this: what if we who were affected (and that obviously will include many, all over the world), by the present credit crunch, took up young Trevor McKinney’s social movement as a quest in our real life? And to carry it further, what if we let our good deeds be represented by US 1 dollar bills (with convenient currency exchange services available world wide, any hard currency will do, the dollar is used as only an example)? Then, what if we decided to “pay it forward” with our 1 dollar bills the same way that Trevor decided to pay forward good deeds to people he thought most needy? Only instead of paying it forward to three needy people we decided to pay it forward to six needy people by sending them a dollar bill in the mail and at the same time tell thousands of other people about the pay it forward movement and six people’s names and mailing addresses (five and our own name and address), through the internet, who all then in turn decide to pay it forward as well to the list o people then posting a new list with their names added to the list, by following the instructions below?

The result would as astounding as it was in the movie if not far more astounding! For our initial payment to six people and the inclusion of our name in the list to receive good deeds we have begun pulling ourselves up by our financial bootstraps and paying it forward so that all of us benefit in terms of getting real hard currency back in our pockets again after what the unscrupulous people on wall street have done with our retirement savings.

Ladies and gents, what I am going to ask you to do right now with this article, is to join with us in the “Pay It Forward” movement in the same spirit that young Trevor McKinney intended in the movie. The benefit of paying it forward will not only be realised by the six people you send one dollar to, it will also come straight back to you, to all of us, over and over again in terms of getting cash back in our pockets again. All this is to be had for the initial small “Pay It Forward” investment of six US $1 dollar bills.

I’d like to tell you now about the very important second part to the movement and that is the part where we tell thousands of other people about the movement. This is how our real life Pay It Forward movement works. The more people hear about the movement the more people will join and begin to Pay It Forward.

IMPORTANT: Please follow the directions below EXACTLY. The Pay it Forward program remains successful because of the honesty and integrity of the participants. We are of the honest belief that we can recover together from the credit crunch without the help of trillions of dollars in largely ineffective government handouts, by putting hard currency back in the hands of families where it belongs, through the real life version of the Pay It Forward movement started by Trevor McKinney in the movie of the same name. Please continue its success by carefully adhering to the instructions. Here are the 4 basic steps:

STEP 1: Get 6 separate pieces of paper and write the following on each piece of paper "PLEASE PUT ME ON THE PAY IT FORWARD MEMBER LIST” along with YOUR MAILING ADDRESS. Now get 6 US $1.00 bills and place ONE inside EACH of the 6 pieces of paper so the bill will not be seen through the envelope (to prevent thievery). Next, place one paper in each of the 6 envelopes and seal them. You should now have 6 sealed envelopes, each with a piece of paper stating the above phrase, your name and address, and a $1.00 bill. What you are doing here in the real sense is paying 1 dollar forward to each of the people at the addresses below in the legal sense is paying one dollar six times to join the Pay It Forward Movement. THIS IS ABSOLUTELY LEGAL! You are requesting a legitimate service, (to become a member of the Pay It Forward Movement), and you are paying for it! If you are sceptical about the legal aspects of this, no need to worry. You can check it yourself with the U.S. Post Office (1-800-725-2161) and they will confirm that it is indeed legal!

So with that cleared up, here’s what you have to do next:

Mail the six envelopes to the following addresses:

#1) Sean Diamond 27600 Kings Manor Dr. #1511, Kingwood, TX 77339
#2) N. Gill, 126 South Prince Dr. Depew, NY 14043
#3) Matt Frank 6/17 Poate Rd NSW 2021 Australia
#4) Joe Im 1501 Sutter Creek Dr. El Dorado Hills, CA 95762 Afton, WY 83110
#5) Matt Voorhees RR 3 Box 294 Peru, IN 46970
#6) Peter Lemuran, PO Box 65189, Sharjah, United Arab Emirates

STEP 2: Now take the #1 name off the list that you see above, move the other names up (6 becomes 5, 5 becomes 4, etc...) and add YOUR Name as number 6 on the list so that you become the next benefactor of the pay it forward movement. Every time a new person creates and posts a new Pay it Forward article with their name pasted in the number 6 position, your name will move up the list. By the time your name reaches the number 1 position, thousands of Pay it Forward articles with your name on the list will be posted and responded to by thousands of people. You will be receiving the maximum benefit for having initially paid 6 one dollar bills forward, and adding your name to the list! You stand to not only completely recover your savings lost by the folks in Wall Street, but also to be able to repay debts by cash and become financially independent without having to invest in Wall Street ever again! What a positive way to ensure that all of us recover from the big mess that Wall Street has put us in! And that, my friends, is the essence of the Pay It Forward Movement. All you have to do now is add your name to the list and post the articles in a MINIMUM of 200 newsgroups, links to a blog, links to face book page and you're good to go! Welcome to Pay It Forward!

STEP 3: You can amend the article to suit, however keep the instructions the same. Next, as mentioned above, ensure post your article to a MINIMUM of 200 newsgroups, or forums. You can also start a PAY IT FORWARD blog with this article posted as the only article in the blog and then post links to your blog in discussion groups and any place else that you think might bring a lot of people to your blog. All you need is 200 postings, but remember, the more you post, more people will hear about the Pay It Forward Movement and the more people will people will Pay it Forward to the current list of six people’s addresses which now has YOUR NAME AND ADDRESS on it, and the more you stand to benefit through people paying it forward to you! Yes! This is perfectly legal! If you have any doubts, refer to Title 18 Sec. 1302 & 1341 of the Postal lottery laws.

Keep a copy of these steps for yourself and, whenever you feel the need to pay it forward and begin the process again, try to find the latest version of this article anywhere on the web where you have previously posted, (because many will have posted the article subsequently), and take six more dollar bills and send them in the mail to the six new addresses listed in the article and then you can repost it again to 200 more newsgroups, forums, blogs, etc on the internet. PLEASE REMEMBER, TOO, that this program remains successful because of the honesty and integrity of the participants and by their carefully adhering to the directions above.

Having trouble justifying this or getting your head around it? Try to look at it this way. We are in the middle of the big credit crunch. Wall Street and our big investment companies, worldwide have let us down by squandering our retirement savings and wrecking the global economy in the meantime. What we are doing in this movement is positively reversing the effect of the credit crunch. We are doing this together without the aid of huge government handouts that do nothing but reward unimaginable overspending by failing companies with substandard goods or services.

With your participation, the real life Pay it Forward movement is guaranteed to continue. The dollar bills that so many others have received in the mail through this movement will come to your mailbox as well. Imagine having hard currency in your hand to spend and save instead of being swamped with bills and dept payments and having to think about a future with a paltry retirement sum all the time! Again my advice to you is to stop worrying and start DOING something about your present situation. Join with us and begin to see the benefits of Pay It Forward as soon as that first dollar bill arrives in your mailbox!

Retain every name and address sent to you, either on a computer or hard copy and keep the notes people send you. Because they all VERIFY that you are providing a service by having people join the Pay it Forward Movement Member List for the cost of a dollar. (Also, when sending dollar bills in the mail, it’s a good idea to wrap the $1 bill in dark paper to reduce the risk of mail theft.) So, as each post is downloaded and the directions carefully followed, six members will be reimbursed for their participation as a Pay It Forward Membership List Developer with one dollar each. If you wish to stay anonymous, you can invent a name to use, as long as the postman will deliver it. JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.

Next, I’d like to show you an example of why it is so important that once you Pay It Forward by sending off your six envelopes in the mail you need to post this article or links to this article in a blog you create, to a minimum of 200 discussion groups, blogs, forums, newsgroups, community, social networking sites, and the like, on the world wide web:

* Now, from those 200 postings, say you receive only 5 replies (a very low example).
* 5 replies = $5.00 sent to you in the mail with your name and address in the 6th position on the letter.
* Now, each of the 5 persons who just sent you $1.00 make the MINIMUM 200 postings, each with your name and address at number 5 and only 5 persons respond to each of the original 5, that is another 25 replies and $25.00 in your mailbox.
* Now those 25 each make 200 MINIMUM posts with your name and address at number 4 and only 5 persons respond to each, it means an additional $125.00 in your mailbox.
* Now, those 125 persons turn around and post the MINIMUM 200 with your name and address at #3 and only 5 persons respond to each, it means, an additional $625.00 in your mailbox.
* OK, now here is where it gets interesting: each of those 625 persons post a MINIMUM 200 letters with my name and address at #2 and they each only receive 5 replies, that means $3,125.00 in your mailbox.
* Those 3,125 persons will all deliver this message to 200 newsgroups with your name at #1 and if still only 5 persons per 200 newsgroups respond you will have $15,625,00 in dollar bills coming to your mailbox!
* With an original investment of only $6.00! you now have $5 + $25 + $125 + $625 +$3,125 + $15,625 = $19,530 in just 6 levels of the plan! The reversal has begun!
* When your name is no longer on the list, you just take the most recent posting you can find in the Newsgroups, discussion groups and the like, and send out another $6.00 to the new names on the list, putting your name at number 6 again. And start posting again.

Folks, in these trying times it is difficult to justify spending any money at all, I know. However I urge you to invest you six $1 dollar bills in the Pay It Forward movement with the understanding that you will become part of a large group of people worldwide just like you, that want simply to get hard cash back where it belongs; in the hands of families just like yours, all over the world, so that together we can begin to reverse the awful effects of the credit crunch brought upon us by the Managers on Wall Street through their greedy mismanagement and unbelievable squandering of OUR money. So then, Chins up people! Stop Worrying and DO something about your situation! Become part of the real life Pay It Forward Movement and help us, as we help you to completely reverse the effects of the awful credit crunch.

Thanks for taking the time!